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You say you have the card do is there a foreign transaction fee ? Or no I have a fidelity cash card that gives me free atm and reimburse all over the world. But it has a 1% foreign fee for transactions. That’s not bad but still it’s a fee. So does sofi charge any foreign fee. And not what they say. But I’m asking u from experience? Have you used this card in another country. Without any fee ?