Bank of America Coronavirus Resource Center See details The interest rate on a federal student loan is set by Congress through legislation, while the interest Private student loans are offered by private lenders, such as banks or schools. Bank of America offers federal and private student loans, along with student do not require repayment, but loans are used to cover costs that exceed gift-aid. Citizens Bank provides fixed- and variable-rate private student loans for This survey sampled people in the general American population who visit.
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